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©2016 New Moon Insurance Services Limited. All Rights Reserved.

New Moon Insurance Services Limited is registered in England No. 6610290.Registered Office: Pantiles Chambers, 85 High Street, Royal Tunbridge Wells, Kent, TN1 1XP. New Moon Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 706599. New Moon Insurance Services Limited administers music insurance in the UK on behalf of Hiscox Insurance Company Ltd and upto 12/2/19 in ROI. After 13/2/19 Music in ROI is with Ecclesiastical Insurance. Gun insurance on behalf of UK General.

 D O'Loughlin & Co Ltd service Irish customers on behalf of New Moon Insurance Services Ltd. D O'Loughlin & Co ltd t/a O'Loughlin Insurance Group & Musician Insurance is regulated by the Central Bank of Ireland, Registered office Little North Street, Swords, Co Dublin.

 

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General advice on Flute Insurance

Before you buy music insurance, musical instrument insurance or any Flute insurance consider the cover you require. You should consider how you play your Flute(s). We hope that the following may help you consider what options are right for you:-

ISN'T MY INSTRUMENT COVERED UNDER MY HOUSEHOLD POLICY?

That depends, consider the following...

  • If you take your instrument out of the home, say to school or a gig, you will need to check that your household policy covers this (normally an out of home extension is required).

    • Most home policies require theft involving force but in practice Instruments are most often left in unlocked rooms or store rooms.

  • This extension will normally have a single item limit. Is your Flute below this limit?

  • Will it cover loss/ theft from a building e.g. a concert hall/ school or if left on a school bus?

  • What is your policy excess (typically £100, £250 etc.).

  • Will a claim following damage to your Flute affect your Contents No Claims Discount (if applicable).

  • Will your contents insurers know where best to repair your Flute?

  • If you damage your Flute would your contents policy pay for a loan of a Flute to enable you to continue to play?

WHY CHOOSE SPECIALIST INSURANCE FOR YOUR INSTRUMENTS WITH NEWMOON?
  •  A specialist policy covers your Flute in and outside the home for the UK and can be extended to cover the Flute on a worldwide basis.

  • A standard £0 policy excess applies (although you can consider taking an excess if required).

  • Policy extensions to include loaning of a Flute.

  • Other benefits include:

    1. Worldwide, UK and Premises only cover options

    2. Theft cover

    3. Accidental damage cover

    4. Loss cover

    5. Unspecified musical accessory cover comes as standard (limit £350)

    6. Unattended vehicle cover

    7. Hire costs in the event of a claim

    8. 14 days free cover when you borrow/acquire a new instrument (limit £3,500)

    9. UK wide repair network

  • Depreciation cover is included as standard within Newmoon’s musical instrument insurance policy.

Whilst Newmoon provide comprehensive Flute insurance players should still look after their instrument as Flute insurance cannot cover everything and the following guidelines should be followed:-

Assemble. Take the time to learn how to assemble your Flute. When not playing ensure that the Flute is stored in its 3 pieces.

Warn Up. Blow warm air into the Flute to allow you to tune correctly.

Pads. These will wear out or need adjustment (not insured). If leaks consider replacing pads, check for moisture.

 

Spring – if key pads fail to lift check that the springs have not become detached

 

Case – we would recommend your carry your Flute in a case whenever possible

 

Service. The Flute will require a service (not insured).

Ask - Your retailer will provide you with the best advice and servicing.

 

Support your retailer.

With Flute insurance starting from just £21 why not call Newmoon on 01892 506884 and speak direct to a music instrument insurance expert who can discuss your Flute insurance requirements. Or visit our Harmonic or Natural products at at https://www.newmooninsurance.com/musical-instrument-insurance to get an online to get an online fliute insurance or musical instrument insurance quote.

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