Musical Instrument Insurance

Two products option

Natural

Use this option if you have a Free 1 Month Insurance voucher code for instrument value of less than £1500.

You can still select if you do not have a code and your instrument is valued less than £1500. Cover for your musical instruments or equipment at or close to home. Ideal for school chidren, beginners and novices not performing in public - see Features below.

Get a Quote

Harmonic

Use this option if you have a 12 months for the price of 11 voucher code (UK Only) .

You can insure any instrument value under Harmonic. Cover for your musical instruments or equipment at or away from home and more. Ideal for any individual players or bands, from beginner to professional. You can add liability cover - see Features below.

Get a Quote

What do these options insure ?

Our Natural product provides comprehensive accidental damage, loss and theft cover for musical instruments. It is designed to provide cover to musicians who have instruments valued below £1,500, play in the home or within 30 miles from their home.

You can select temporary worldwide cover (30 days e.g. for school trips) and have options on policy excess of £0, £100 or £250 and unattended vehicle cover. Premiums start from £23 (£21 with voucher discount code).

Our Harmonic product provides comprehensive accidental damage, loss and theft cover for musical instruments and can be extended to include Public Liability cover for musicians performance's (if your activities go beyond performances you may require additional public liability cover e.g. event insurance, Holistic/ Therapist cover - we recommend you buy specialist liability cover from various providers for these activities).

Harmonic is designed to be totally flexible and allow any value or number of instruments. It provides full annual worldwide cover as well as options for UK or premises only cover. You can select either £0, £100 or £250 policy excess and cover unattended vehicle cover on an instrument by instrument basis. Premiums start from £28 (£26 with voucher code).

Who is this insurance for?

Natural is designed for beginners, school children or the casual player.

Under Natural you will typically play at home, at a music tutors or school and have one or two instruments. You will be a solo unpaid performer.

Harmonic is designed for any musician – from a beginner to a seasoned professional. Whether you are paid or play for your own enjoyment, Harmonic is the policy for you.

Harmonic caters for musicians whether they play one instrument, have an ensemble of instruments or need overseas cover. You could be a solo performer, a band or band member and even a brass band.

Music ROI Customers

From 1st December any ROI customers will be redirected to MIS Underwriting website as they have taken over our music account for customers in ROI. This move is a result of BREXIT and ensure customers continue to get specialist cover. For the avoidance of any doubt Newmoon will not be involved in any renewals/ new business on or after 1st December 2020.

feefo_platinum_service_2020_tag_light.we

ISM bespoke legal support for musicians

Becoming a member of the ISM, the UK’s professional body for musicians, offers you personal and unlimited legal support when you need it.

As a member, you can contact the specialist ISM in-house legal team for advice on your legal rights, including contracts, copyright and employment status. They can also represent you if you require disciplinary/grievance support. There is no time limit on how long they can spend on your case or how often you can use the service.

The ISM also offers a 24-hour legal helpline, an unpaid fees recovery service, a DBS disclosure service, a range of template contracts and invoices, and much more.

Join the ISM today - https://www.ism.org/membership/join