Harmonic ProductWhy Musical Instrument Insurance?
WHAT WE COVER
Musical instrument insurance covers everything besides wear and tear, gradual deterioration, insects and other similar damage. You will be covered from fire, theft, and accidental damage due to acts that were not caused by you.
When you have insurance for instruments you can recover some of your loss and be able to purchase another instrument quickly so that you begin playing again immediately. Or you can hire an instrument to help continue a playing engagement .
You can insure every type of musical instrument, ranging from violins to saxophones and electric guitars to harps, and you can even insure the bow for your violin. If you have an expensive case or the newest technological keyboard, they can all be covered. Even computers, amplifiers and sound equipment can be insured if you use them along with your instruments.
And we also can insure you for:
- Public liability
- Personal accident
- Extended warranty
- Gadget insurance?
THEFT
Millions of people own musical instruments of different kinds, but so few people consider what may happen if the musical instruments that they own get stolen.
The importance of insurance for instruments has become increasingly important due to rising incidence of theft – particularly in a recession.
Thousands of instruments are lost or stolen each year and without insurance you may not be able to afford to replace it. This can lead to a loss of income, if you are a professional, and of course the loss of musical enjoyment.
ACCIDENTAL DAMAGE
Instruments under a Newmoon policy are insured against accidental damage due to your own negligence or the negligence of others. They can be insured no matter whether you are sitting at home and your house catches fire, or if you are on a world tour.
If your instrument needs to be repaired due to the damage, at Newmoon, we deal with all the best repairers, and, if you need to, we can help you hire a replacement if you have an important lesson, exam or concert. You can insure your musical instruments up to the cost of its replacement which can be very helpful if you need to replace it.
LOSS
From time to time, musicians lose their instrument, sometimes leaving it in a taxi or on a train. Leaving a cherished instrument behind must be a very distressing experience.
Musical instrument insurance covers any type of instrument that you have up to the replacement cost (or an agreed upon value if the instrument is considered to be higher value or an antique). You can also use musical instrument insurance to cover your accessories such as bows, instrument cases, sticks, tuning equipment, and more.
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