NATURAL is a musical instrument insurance policy most suitable for CASUAL PLAYERS, STUDENTS and BEGINNERS who:

•  have musical instruments valued below £2,000 in total (£1,500 for a single instrument)
• mainly play at home, school, at a music tutor or at friends
• play gigs and concerts linked to school or your music tutor or on a casual and occasional basis (e.g. folk club, open mic)
• play in the UK only
• are not paid to play
• do not usually require public liability insurance

The features of the Natural policy are:

• Cover for loss, accidental damage or theft at your home, school, practice sessions and most concerts and gigs in the UK.
• Limited sums assured (total £2000, single instrument £1,500)
• Public liability excluded – but with the option to include at £1m, £2m or £5m of cover
• Personal accident cover excluded but the option to include up to £10k cover
• No excess as standard, but the option to include an excess of £100 or £250 which will reduce your premiums

For a great value quote, click here

Click here to view the Summary of Cover Document 

Click here to view Policy Document