Harmonic is a musical instrument insurance policy most suitable for PROFESSIONAL or SEMI PRO players and KEEN AMATEURS who:

• have high value instruments
• take a lot of equipment out of home
• undertake regular gigs and concerts
• travel and play overseas
• might be paid to play
• require public liability insurance

The features of the Harmonic policy are:

• Cover for loss, theft or accidental damage
• Unlimited sums assured
• Options of Worldwide cover or EU only
• Public liability excluded but option to include at £1m, £2m or £5m
• Personal accident excluded but option to include up to £10,000 death benefit and £5,000 permanent disablement
• No excess as standard, but the option to include an excess of £100 or £250

For a great value quote, click here

Click here to view the Summary of Cover Document

Click here to view Policy Document